The mortgage industry is entering a new phase in quality control (QC) and risk management where vigilance, agility and insight are more critical than ever. As highlighted in the ACES Quality Management Q4/CY 2024 Mortgage QC Industry Trends Report and reinforced by recent Fannie Mae findings shared at the recent ACES ENGAGE event, long-standing defect categories are giving way to new and evolving threats. Lenders who understand these shifts and recalibrate accordingly will be best positioned to mitigate repurchase risk and maintain investor confidence.
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