Mortgage defect rate improves in fourth quarter

Scotsman Guide | by Luke Baynes

Published May 21, 2026

Defects in mortgage loan files ended 2025 on the upswing, with the critical defect rate falling 41 basis points in the fourth quarter to 1.38%.

It marked a turnaround after three straight quarters of increases, according to a comprehensive report released Wednesday by ACES Quality Management, a provider of quality control software for the financial industry.

View Article Source →

View all news

Improve Productivity And Quality While Controlling Costs And Risk

Request a demo