Ballard Spahr LLP--Stefanie Jackman & Rene T. McNulty
New Jersey debt buyer, RAB Performance Recoveries, LLC will pay a civil money penalty of $204,000 and will suspend current and future collection activities; vacate those judgments and notify consumers with payment agreements that the debts have been satisfied after allegedly threatening and suing consumers to collect debts in states where it did not have a legally required license.