FHA Mortgagee Letter 2020-45 Extension of Temporary Guidance for Endorsement of Mortgages under Forbearance for Borrowers Affected by the Presidentially-Declared COVID19 National Emergency consistent with the Coronavirus Aid, Relief, and Economic Security

FHA Mortgagee Letter 2020-45 extend the temporary guidance published in ML 2020-16, dated June 4, 2020, and extended in ML 2020-39, dated November 25, 2020, concerning endorsement processes for mortgages where a borrower has been granted a forbearance related to the Presidentially-Declared COVID-19 National Emergency prior to the loan being endorsed for FHA Insurance; through March 31, 2021.

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