CFPB Updates Home Mortgage Disclosure Act FAQs

November 19, 2021

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The CFPB updated its FAQs on the Home Mortgage Disclosure Act (HMDA) reporting requirements to clarify the expiration of the temporary threshold of 500 open-end lines of credit, provide circumstance-based questions and answers applying the threshold rules to closed-end mortgage loans and open-end lines of credit scenarios, and address voluntary reporting.

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