This Mortgagee Letter announces the the extension of the effective period for ML 2020-24, published on July 29, 2020 and extended in ML 2020-46, allowing for the ability to use the flexible guidance related to verification of self-employment and verification of rental income for forward and HECM loans and 203(k) escrow administration for the 203(k) Rehabilitation Program, in response to impacts from the Presidentially-Declared COVID-19 National Emergency.