Freddie Mac Bulletin 2021-24 provides that between July 31, 2021, and when the Consumer Financial Protection Bureau (CFPB) final rule dated June 28, 2021, goes into effect on August 31, 2021, Servicers are prohibited from making any new foreclosure referrals or first legal filings that the CFPB’s final rule would prohibit, and announces temporary changes to the Flex Modification to further assist Borrowers who have been negatively impacted by the COVID-19 pandemic and who may require additional payment relief beyond what is currently available.