CFPB Announces Asset-Size Threshold Adjustments Under TILA (Regulation Z)

December 30, 2022

The CFPB has announced the asset-size exemption thresholds for certain creditors under the escrow requirements and small creditor portfolio and balloon-payment qualified mortgage requirements, and the small creditor exemption from the prohibition against balloon-payment high-cost mortgages under Regulation Z, effective January 1, 2023.

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