FHFA: FICO 10T and Vantagescore 4.0 Credit Score Models Validated and Approved

October 24, 2022

Both the FICO 10T and VantageScore 4.0 credit score models have been validated and approved for use by Fannie Mae and Freddie Mac and will increase the accuracy and inclusion of credit data used by lenders while enhancing safety and soundness in the lending market.

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