Freddie Mac Bulletin 2023-12 Debt-to-Income Ratio > 40% Credit Fee

May 12, 2023

In this bulletin, Freddie Mac announced the rescission of the Debt-to-Income (DTI) Ratio-based fees for certain mortgages with borrowers with DTI ratios above 40 percent, originally announced in Bulletin 2023-1 and intended to be effective for mortgages with settlement dates on or after August 1, 2023.

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