2021 Predictions From Originators

Published November 12, 2020

By Brad Finkelstein from National Mortgage News

Meanwhile, a recent uptick in early payment defaults, particularly among government guaranteed mortgages, could carry into the next year, said Trevor Gauthier, the CEO of ACES Quality Management, a firm that does post-closing quality control reviews.

Through July, the number of EPDs reviewed by lenders through the Aces software was 75% higher than the average monthly rate of these reviews for 2019, the company noted in a September report. That continued to grow through the third quarter, he added.

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