ACES News

May 20, 2026

ACES report shows mortgage defect rate fell to 1.38% in Q4 2025

Critical defects fell to 1.38% of all loans, while eligibility defects spiked sharply amid housing affordability strain

Click here to read

March 10, 2026

Rethinking Mortgage Quality Control for Modern Risk

Quality control (QC) has never been the most glamorous part of the mortgage business, but it has always been one of the most important. In a market defined by tightening margins, regulatory scrutiny, and heightened operational risk, QC is no longer just a back-office requirement.

Click here to read

March 02, 2026

ACES Quality Management’s ‘I Stand for Quality’ Movement

MBA Premier Member ACES Quality Management, Denver, recently launched its ‘I Stand for Quality’ movement to empower organizations to deliver transparent, efficient and reliable lending that builds trust.

Click here to read

February 23, 2026

ACES Quality Management: Overall Critical Defect Rate Increases

ACES Quality Management, Denver, reported the overall critical defect rate increased from 1.51% in Q2 2025 to 1.79% in Q3 2025, an 18.5% increase.

Click here to read

February 19, 2026

Refi shift drives latest increase in mortgage defect rates

Plummeting mortgage rates during the third quarter last year started a shift in originators' business mix towards refinance, and this, more than a lessening emphasis on loan manufacture quality, resulted in a huge jump in defect rates, Aces Quality Management said.


Click here to read

February 19, 2026

Mortgage defect rate rises for third straight quarter as refinance market heats up

Documentation and staffing challenges are driving up defect rates as lenders adjust to a changing market: The critical defect rate for U.S. mortgages climbed again in the third quarter of 2025, marking the third consecutive quarterly increase as lenders grappled with documentation challenges and leaner staff amid a shifting market.

Click here to read

February 10, 2026

Servicing Smarter Starts with Scalable QC

Mortgage servicing leaders are operating under competing and often conflicting pressures. Borrowers expect faster answers, clearer communication and smoother interactions, particularly during moments of financial stress. Regulators and investors, meanwhile, continue to demand timely, consistent documentation supported by auditable evidence.

Click here to read

January 30, 2026

Mortgage defects stabilize as lenders face new quality control challenges

ACES executives say proactive QC and automation are key as GSE loan buyback pressures persist in 2026

Click here to read

January 27, 2026

ACES Quality Management acquires BaseCap Analytics

The move aims to automate data quality checks and improve compliance for lender and institutional partners

Click here to read

December 12, 2025

ACES Makes New Data Export Tool Generally Available

ACES Quality Management, a provider of enterprise quality management and control software for the financial services industry, has announced the general availability of its latest innovation, ACES DATABRIDGE, which makes ACES customer data fully portable.

Click here to read

Improve Productivity And Quality While Controlling Costs And Risk

Request a demo