When volumes decline, loan quality must reign supreme

HousingWire | By Sharon Reichhardt, EVP of Operations at ACES Quality Management

Published January 19, 2023

Of course, regulators are not the only ones concerned with loan quality. Within the last year, Fannie Mae updated its QC reporting guidelines, with additional changes expected to come in 2023. As we get into 2023, it is safe to expect this regulatory and investor focus to intensify, especially as volumes decline and lenders seemingly have more time to devote to ensuring compliance and loan quality. However, time does not always equal resources, and even in today’s financially challenging market, lenders must make investments in quality control and compliance a top priority.

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