Compliance Newshub
Federal Legislation

This topic consolidates legislative summaries of proposed and final regulatory rules impacting the mortgage banking industry today. This includes rules promulgated by federal regulatory agencies as well as up-to-the-minute legislative actions out of Washington, DC.

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July 22, 2025

CFPB to Keep State Notification Requirements for Intent to Enforce Consumer Financial Protection Act

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June 20, 2025

CFPB Adopts Procedural Rule Rescinding Rule That Specified How the Bureau Issues Rules/When Rules Are Considered Issued

Click the link below to read the Rule.

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May 28, 2025

CFPB Rescinds May 2022 Interpretive Rule RE: Authority of States To Enforce CFPA

Click the link below to read the entry in the Federal Register.

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May 27, 2025

CFPB Final Rule Rescinding Requirement for States to Notify Bureau RE: CFPA Enforcement Actions

Click the link to read the final rule.

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May 23, 2025

Senate Joint Resolution 28: Nullification of CFPB Final Rule: Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications

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May 23, 2025

Senate Joint Resolution 18: Nullification of the CFPB Final Rule Overdraft Lending: Very Large Financial Institutions

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May 19, 2025

CFPB Interim Final Rule Rescinding COVID Related Borrower Protections Under RESPA

Click the link to read the interim rule.

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May 14, 2025

CFPB Withdraws Numerous Guidance Documents

Click the link below to read the withdrawal summary.

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May 06, 2025

CFPB Announcement Regarding Enforcement Actions Related to Buy Now, Pay Later Loans

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April 08, 2025

2024 HMDA Modified Loan Application Data Published

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Success Story | Quest Advisors

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April 01, 2025

OCC News Release 2025-27: Withdrawal from Interagency Principles for Climate-Related Financial Risk Management for Large Financial Institutions

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April 01, 2025

CFPB 2024 HMDA Data on Mortgage Lending Now Available

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March 28, 2025

Agencies Announce Intent to Rescind 2023 Community Reinvestment Act Final Rule

Click the link to read OCC News Release 2025-26.

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March 25, 2025

FOMC Rate Pause Remains; MBA Economist Weighs In

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