Compliance Newshub
Federal Legislation

This topic consolidates legislative summaries of proposed and final regulatory rules impacting the mortgage banking industry today. This includes rules promulgated by federal regulatory agencies as well as up-to-the-minute legislative actions out of Washington, DC.

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March 03, 2026

OCC Bulletin 2026-5 Rescission of 12 CFR 27, ‘Fair Housing Home Loan Data System’: Final Rule

Click the link to read the complete bulletin.

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February 26, 2026

FinCEN Launches Webpage for Whistleblower Tips on Fraud, Money Laundering, Sanctions Violations

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January 28, 2026

FDIC Official Signs, Advertisement of Membership, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC’s Name or Logo

Click on the link to read the final rule from FDIC

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January 12, 2026

Consumer Financial Protection Bureau and the Department of Justice Withdraw Joint Statement on Fair Lending and Credit Opportunities for Noncitizen Borrowers

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January 07, 2026

CFPB Issues Final Rule Amending Regulation C (HMDA)- Annual Asset-Size Exemption Threshold

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January 07, 2026

CFPB Final Rule Amending Reg Z- Annual Adjustment to Asset-Size Exemption Threshold

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Learn Why Clients Love ACES

Learn Why Clients Love ACES

"By partnering with ACES, we have witnessed an overall improvement in the quality of our reviews."

-Hilda Melendez, Quality Control Systems Director at Lennar Mortgage

Hear Why

December 17, 2025

CFPB Publishes Annual Thresholds for HOEPA and QM Loans

Click the link to read the final rule in the Federal Register.

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November 03, 2025

CFPB Rescinds Rule Creating Registry for Nonbank Enforcement Actions

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October 29, 2025

CFPB Issues Interpretive Rule: FCRA Preempts State Laws on Credit Reporting

Click the link below to read the interpretive rule.

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October 16, 2025

OCC Bulletin 2025-32 Fair Housing Act: Update to Fair Housing Lender Posters

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Learn Why Clients Love ACES

Learn Why Clients Love ACES

"ACES has shined a light on our productivity and empowered us to hold our teams accountable."

- Emilee Rada, Director of Lending Operations at Georgia's Own Credit Union

Hear Why

September 10, 2025

Congress Enacts Homebuyers Privacy Protection Act, Amending FCRA

Click the link below to read the Amendment.

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September 08, 2025

OCC Bulletin 2025-22 Licensing and Community Reinvestment Act: Consideration of Politicized or Unlawful Debanking

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September 03, 2025

FCC Issues Final Rule Reinstating Prior Express Written Consent under TCPA for Robocalls (90 FR 42137)

Click the link to access the final rule.

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August 04, 2025

US Senate Passes House Version of the Trigger Leads Bill (Homebuyers Privacy Protection Act, H.R. 2808)

Click the link to read the House Version of the Homebuyers Privacy Protection Act

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