Compliance Newshub
Federal Legislation

This topic consolidates legislative summaries of proposed and final regulatory rules impacting the mortgage banking industry today. This includes rules promulgated by federal regulatory agencies as well as up-to-the-minute legislative actions out of Washington, DC.

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November 03, 2025

CFPB Rescinds Rule Creating Registry for Nonbank Enforcement Actions

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October 29, 2025

CFPB Issues Interpretive Rule: FCRA Preempts State Laws on Credit Reporting

Click the link below to read the interpretive rule.

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October 16, 2025

OCC Bulletin 2025-32 Fair Housing Act: Update to Fair Housing Lender Posters

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September 10, 2025

Congress Enacts Homebuyers Privacy Protection Act, Amending FCRA

Click the link below to read the Amendment.

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September 08, 2025

OCC Bulletin 2025-22 Licensing and Community Reinvestment Act: Consideration of Politicized or Unlawful Debanking

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September 03, 2025

FCC Issues Final Rule Reinstating Prior Express Written Consent under TCPA for Robocalls (90 FR 42137)

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Success Story | Quest Advisors

Success Story | Quest Advisors

ACES allows Quest Advisors to:

  • - Provide their clients with secure, streamlined access to audit findings and reports
  • - Fully customize client reporting to their individual business needs
  • - Apply built-in controls and exception tracking to ensure consistency and build credibility
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August 04, 2025

US Senate Passes House Version of the Trigger Leads Bill (Homebuyers Privacy Protection Act, H.R. 2808)

Click the link to read the House Version of the Homebuyers Privacy Protection Act

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July 22, 2025

CFPB to Keep State Notification Requirements for Intent to Enforce Consumer Financial Protection Act

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June 20, 2025

CFPB Adopts Procedural Rule Rescinding Rule That Specified How the Bureau Issues Rules/When Rules Are Considered Issued

Click the link below to read the Rule.

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May 28, 2025

CFPB Rescinds May 2022 Interpretive Rule RE: Authority of States To Enforce CFPA

Click the link below to read the entry in the Federal Register.

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Success Story | Planet Home Lending

Success Story | Planet Home Lending

ACES allows Planet Home Lending to:

  • - Prepare for high-stakes GSE audits.
  • - Ensure servicing compliance requirements through call center monitoring.
  • - Identify trends through reporting and take proactive steps to improve quality across the organization.
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May 27, 2025

CFPB Final Rule Rescinding Requirement for States to Notify Bureau RE: CFPA Enforcement Actions

Click the link to read the final rule.

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May 23, 2025

Senate Joint Resolution 28: Nullification of CFPB Final Rule: Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications

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May 23, 2025

Senate Joint Resolution 18: Nullification of the CFPB Final Rule Overdraft Lending: Very Large Financial Institutions

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May 19, 2025

CFPB Interim Final Rule Rescinding COVID Related Borrower Protections Under RESPA

Click the link to read the interim rule.

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